Credit Overview

Generally acknowledged (Bank Qualified) financial ratios and other credit considerations are listed below.  Know your credit rating when negotiating a loan, for more information, click the banner above. 

Leasing provides an option for customers who do not qualify under typical bank credit standards. For more information, please contact Robert Rinker at 303-985-1144

• Time in Business:  3 years

 (2 of last 3 years profitable)

• No prior history of bankruptcy.

• Total Liabilities vs. Tangible Net Worth:

No greater than 3 : 1

• Current Ratio:

Not less than 1.5 : 1

• Cash Flow Coverage:

Not less than  1.5 : 1

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Example Credit Scoring Matrix 

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